Get the facts when filing for your Chapter 7 Bankruptcy case!

Start Over, Debt Free - Chapter 7, Chapter 11, Chapter 13 or Debt NegotiationDo you want to stop garnishments, foreclosures and help wiping out your debt? If you answered yes, than you are looking for experienced Chapter 7 Bankruptcy Attorneys to help you.  We have 20+ years experience helping our clients get the affordable fresh start they deserve.  It all starts with a phone call and the advice you get is FREE!

No matter what type of circumstance you are in that you may need to claim Chapter 7 Bankruptcy the first part of ensuring your case is handled properly, to understand the difference between Chapter 7, Chapter 11 and Chapter 13 Bankruptcy and knowing what is the best for you, your family or your business.

Our law firm offers FREE consultations and affordable payment options on any Bankruptcy case.

Understanding the laws of Chapter 7 Bankruptcy and knowing that you have a qualified and experienced Law Firm on your side is the difference between a proper discharge and not.

Chapter 7 BankruptcyChapter 7 Bankruptcy is typically the quickest and simplest method of filing.  This type of Bankruptcy is available to individuals, married couples, corporations and partners.  Although Bankruptcy is a viable option, you must still qualify to file Chapter 7 Bankruptcy and the rules for filing may vary depending on the specific case you want to file based on your income and expenses.

As an Arizona Bankruptcy Law Firm and a Debt Relief Agency, we can…

  • Save your home by protecting your equity up to a certain dollar amountBankruptcy will stop...
  • Stop a foreclosure
  • Stop wage garnishments
  • Give you three to five years to pay back certain debts
  • Wipe out debt
  • Help you rebuild your credit
  • Help lower some vehicle payments
  • Discharge taxes or give you time to work out a fair and affordable payment
  • Structure a payment to pay child support
  • Stop the creditors from harassing you

Lets take a look at a case with a client who who earns less than the median income who has a family in Arizona.  This client would possibly be eligible to file for Chapter 7 Bankruptcy, however if the client had earned more filing Chapter 13 may be a better option where you have the option to pay your debts over time.

Whichever types of Bankruptcy 7, 11 or 13 that you want to file, there is quite a bit of information we will need from you.

Here is a shortened list of the basic stuff you should be sure to have with you:

  1. A complete list of all of your creditors, as well as what they claim you owe, the amounts as well as the addresses for each one.
  2. Your work history, where you work and how frequently you are paid.
  3. A complete list off all of your property either purchased or mortgaged.
  4. A complete list of all of your living expenses per month.

Know your rights as a consumer!  Education is key when it comes to your debtors, click here to learn more about the Fair Debt Collection Practices Act or the FDCPA.

To file Chapter 7 Bankruptcy in Arizona: 

You must be an Arizona resident and have resided in Arizona for at least 90 days from the filing.  If you have just moved to Arizona than your case cannot be filed until you have been in Arizona for 90 days.  Once the 90 day mark has been reached we can start on your Bankruptcy case immediately.

You must visit or call our office for a FREE consultation.  To schedule your FREE appointment, please call: (602) 262-HELP (4357) or use our contact us form on our website so that we can schedule a call with you when your available.

After we’ve discussed your specific Bankruptcy case we will then agree on fee’s and after making your first payment, The Wesbrooks Law Firm, PLLC will accept all of your harassing creditor phone calls on your behalf.  You may tell your creditors to call your Attorney at The Wesbrooks Law Firm, PLLC.  Representation will commence when the fee agreement has been signed and accepted by your Attorney.

Want to know more about Bankruptcy?   Read our bankruptcy articles today!