Bankruptcy - Wesbrooks Law Firm Bankruptcy - Wesbrooks Law Firm

Debt or Bankruptcy questions?

Know your options when it comes to debt resolution. Learn more about your rights by calling (602) 262-4357 or use the form below!

  • Stop garnishments

  • Stop foreclosures

  • Lower car payments

  • Eliminate older taxes

  • Stop student loan collection

  • Wipe out credit card debt

The Wesbrooks Law Firm PLLC BBB Business Review

Our Valley Locations

We have offices located in Peoria, Phoenix and Scottsdale, Arizona.

Peoria, Arizona Office
15396 North 83rd Ave C100
Peoria, AZ 85381


Scottsdale, AZ Office
7047 E. Greenway Pkwy Suite 250
Scottsdale, AZ 85254


Phoenix, AZ Office
4742 N 24th St #300
Phoenix, AZ 85016

Tel: (602) 262-4357

Arizona Mortgage Modification Mediation program in Arizona.

Will I lose my property or house if I file bankruptcy in Arizona?

If you are behind on your car, home or tax payments, there is hope!

The history of bankruptcy and paying off your debts.

We Love Our 5-Star Reviews

I was very pleased with my experience with them.


I helped the Wesbrooks law firm with a mold case several years ago. I also did a radio interview for them. I was very pleased with my experience with them.


5.0
2015-04-07T17:25:18-07:00

Doctor on legal matter

I helped the Wesbrooks law firm with a mold case several years ago. I also did a radio interview for them. I was very pleased with my experience with them.

In need of a professional and honest Law Firm


We were in a very difficult situation and The Wesbrooks Law Firm were so professional and gave us hope. They made it so easy and explained every step on the way, I will definitively recommend them to everyone In need of a professional and honest Law Firm.
2015-11-06T16:49:25-07:00
We were in a very difficult situation and The Wesbrooks Law Firm were so professional and gave us hope. They made it so easy and explained every step on the way, I will definitively recommend them to everyone In need of a professional and honest Law Firm.

I would refer everyone to this law firm


The Westbrooks Law firm handled my Bankruptcy with the most efficient manner that I couldn't be happier with. They are very knowledgeable of all questions that were asked of. And handled everything in a timely manner. And when we were needed to go into to the office we felt very comfortable and welcomed .I would refer everyone to this law firm. Excellent services.
2015-12-15T20:33:26-07:00
The Westbrooks Law firm handled my Bankruptcy with the most efficient manner that I couldn't be happier with. They are very knowledgeable of all questions that were asked of. And handled everything in a timely manner. And when we were needed to go into to the office we felt very comfortable and welcomed .I would refer everyone to this law firm. Excellent services.

Our heartfelt thanks


We would like to send our heartfelt thanks to Mark Wesbrooks and The Wesbrooks Law Firm.  Thank you for helping return my son home.
4.0
2014-10-20T16:05:20-07:00

Family Law

We would like to send our heartfelt thanks to Mark Wesbrooks and The Wesbrooks Law Firm. Thank you for helping return my son home.

Wonderful Law Firm – Saved My Home


This is a wonderful law firm. They made me feel so much like they cared and helped me solve my problem. From the first time I met my attorney, I was made to feel like he cared. I was kept informed of the progress of my case, and received amazing results. I had gone to another law firm where I could not get answers or get to speak with an experienced attorney. Thank you Wesbrooks Law Firm for your hard work and concern.
5.0
2014-12-02T17:03:53-07:00

Chapter 13 Bankruptcy Client

This is a wonderful law firm. They made me feel so much like they cared and helped me solve my problem. From the first time I met my attorney, I was made to feel like he cared.

Nothing but professional and sensitive to my needs


Mr. Wesbrooks and his team has been nothing but professional and sensitive to my needs during the difficult financial time I'm going through. They took the time to explain all of my options fully and with the highest respect. Mark is incredibly knowledgeable in his field and he connected with me in a way that made me feel very at ease with the entire process. I highly recommend this law firm and appreciate all they have done for me.
2015-11-17T17:57:10-07:00
Mr. Wesbrooks and his team has been nothing but professional and sensitive to my needs during the difficult financial time I'm going through. They took the time to explain all of my options fully and with the highest respect. Mark is incredibly knowledgeable in his field and he connected with me in a way that made me feel very at ease with the entire process. I highly recommend this law firm and appreciate all they have done for me.

I paid exactly what they quoted me in the beginning.


Great team! They explained everything to me in lay men's terms and made me feel very comfortable. NO hidden charges. I paid exactly what they quoted me in the beginning. I did a lot of calling around. Mostly firms I saw advertised on TV. They were all 2-3 times more expensive. ( hidden fees!) I highly recommend this firm!
2015-11-06T16:50:54-07:00
Great team! They explained everything to me in lay men's terms and made me feel very comfortable. NO hidden charges. I paid exactly what they quoted me in the beginning. I did a lot of calling around. Mostly firms I saw advertised on TV. They were all 2-3 times more expensive. ( hidden fees!) I highly recommend this firm!

They handled our case with class


They handled our case with class, and was there when we needed answers!
5.0
2015-04-07T17:15:05-07:00

Chapter 13 Bankruptcy Client

They handled our case with class, and was there when we needed answers!

Everyone was courteous and professional


Everyone was courteous and professional, our calls were answered promptly. We are satisfied clients.
5.0
2015-04-07T17:06:25-07:00

Chapter 13 Bankruptcy Client

Everyone was courteous and professional, our calls were answered promptly. We are satisfied clients.

Highly skilled


I endorse Mark Wesbrooks. He is a highly skilled attorney that is well respected in the legal community.
2014-12-02T17:08:20-07:00

Fellow lawyer in community

I endorse Mark Wesbrooks. He is a highly skilled attorney that is well respected in the legal community.

I recommend Wesbrooks Law Firm


I hired Wesbrooks Law Firm more than 3 years ago. Mark handled my Bankruptcy / Debt matter. I have previously worked with 1-2 lawyers.
5.0
2014-12-02T17:06:39-07:00

Bankruptcy Client

I hired Wesbrooks Law Firm more than 3 years ago. Mark handled my Bankruptcy / Debt matter. I have previously worked with 1-2 lawyers.

Will be sure & let my friends know


They have been there from the start to getting our discharge. They are great & friendly- will be sure & let my friends know they get to the point & make you feel important . So glad we went with their information to get things moving to our goal from 2005 to 2015. Thank you all!!!!
2015-11-17T17:55:35-07:00
They have been there from the start to getting our discharge. They are great & friendly- will be sure & let my friends know they get to the point & make you feel important . So glad we went with their information to get things moving to our goal from 2005 to 2015. Thank you all!!!!

No less than dynamic…


“Wesbrooks, I served as juror #2… (Your Client) was very fortunate to have your firm represent him. You were no less than dynamic… The opportunity to have served as a juror on this case was my good fortune. May God bless you.”
5.0
2014-11-11T22:58:15-07:00

Juror on legal matter

“Wesbrooks, I served as juror #2… (Your Client) was very fortunate to have your firm represent him. You were no less than dynamic… The opportunity to have served as a juror on this case was my good fortune. May God bless you.”

Hard worker


I endorse this lawyer's work. The firm is a hard worker, and achieves tangible results in a timely fashion.
2014-12-02T17:10:08-07:00

Fellow lawyer in community

I endorse this lawyer's work. The firm is a hard worker, and achieves tangible results in a timely fashion.

The whole office was very helpful and understanding


The whole office was very helpful and understanding to a very stressful time in my life. They are very organized and keep the line of communication very open. I would recommend this office to anyone.
5.0
2015-04-07T17:18:05-07:00

Chapter 7 Bankruptcy Client

The whole office was very helpful and understanding to a very stressful time in my life. They are very organized and keep the line of communication very open. I would recommend this office to anyone.
4.9
8
Call us today to get started: (602) 262-4357

How we will help!

FEDERAL LAW allows you to…

  • Stop creditor harassment
  • Save your home – Mortgage Modification Options
  • Stop foreclosure
  • Stop wage garnishments
  • Wipe out debt
  • Remove Unpaid Debts from Credit Reports
  • Lower vehicle payments – Lower price, Lower Interest Rate, More Time to Pay
  • Eliminate older tax debt and ALL Penalties
  • 5-year payment plans on child support arrears

Know your rights!

The History of Bankruptcy

The Fair Debt Collections Practices Act (FDCPA):

Approved on September 20th, 1977 is a consumer protection amendment that establishes legal protection from abusive debt collection practices called the Fair Debt Collections Practices Act.  The purpose of the FDCPA is to eliminate those abusive practices in the collection of consumer debts and to promote instead a fair debt collection.  It also provides consumers a way for disputing and obtaining information about your debt to ensure that the debt being collected is in fact a debt of yours. In short, this Act has created guidelines in which debt collectors may conduct their business, it defines the rights of you (as a consumer) and lays out penalties and resolutions for violations of the Fair Debt Collections Practices Act.

  1. Hours for contacting you by phone: The debt collectors may not call outside of the hours of 8:00 am to 9:00 pm your local time
  2. Failure to end communication after a request has been made: Debt collectors may not communicate with you in any other way short of litigation after receiving written notice that you no longer want to communicate with them. Note:  There are certain exceptions to this part of the rule; including advising collection efforts are being terminated or that the debt collector is intending to file a lawsuit against you for the debt.
  3. Multiple telephone calls, rings or trying to engage a person in a conversation repeatedly or continually: This rule is pretty straight forward, but they shouldn’t annoy, abuse, harass or anything else within this rule when the debt collector tries to call you on your telephone.
  4. And more… continue reading

The Debt Relief Playbook

Debt Relief without Paying – A powerful how-to guide to arm Americans with everything needed to oppose creditors, collectors, and their attorneys.

Learn how to properly handle any court judgments, seizure of assets, invaded bank accounts, and garnished pay checks. The author, who is a Board Certified Attorney in Creditors’ Rights Law effectively explains legal protections, strategies, and procedures in easy to understand terms.

Author, Lawyer, Bankruptcy and Debt Negotiation professional Mark Wesbrooks has released a new book on how to deal with your creditors and what it takes to get out from underneath your debt.

 

Find The Debt Relief Playbook at:

Find it on Amazon  Find it on Kindle  Find it on Createspace  Find it on Barnes and Noble  Find it on Nook Find it on Google Play Find it on Kobo Books

We handle all types of Bankruptcy and Debt Negotiation cases!

Start Over, Debt Free - Chapter 7, Chapter 11, Chapter 13 or Debt Negotiation

Do you have Debt or Bankruptcy questions? Do you need to know what are the minimum requirements for bankruptcy or should you even declare bankruptcy? Do you have other questions about your debt and how you can finally get ahead?

Call us at (602) 262-4357 or schedule a FREE consultation today!

For over 20+ years, we’ve handled all types of Debt & Bankruptcy cases in Arizona whether its consumer or business Chapter 7, Chapter 11, Chapter 13 or Debt Negotiation. The great and most important part is that we are board certified attorneys and specialize in creditors rights law by the American Board of Certification.  That means we know the law and are certified to handle any type of Bankruptcy or debt matter!

We offer affordable payment options for any debt matter or chapter of Bankruptcy you qualify for!

In Arizona, Bankruptcy laws can assist you in your time of financial crisis. It is possible to work towards a great credit score even after filing for Bankruptcy and with our help you can achieve those goals! You can be financially successful with the option of Bankruptcy or Debt Negotiation and our law firm assists both types of clients. Our board certified Bankruptcy lawyers have helped literally thousands of people just like you to turn their lives around. We can offer you or your family a fresh start.

STOP GARNISHMENTS

Do you want to stop garnishments, foreclosures and help wiping out your debt? If you answered yes, than you are looking for experienced Chapter 7 Bankruptcy Attorneys to help you.

REPAYMENT OF DEBTS

Do you want to stop garnishments, home foreclosures and help with restructuring your debt? If you answered yes, than you are looking for experienced Chapter 13 Bankruptcy Attorneys to help you through these tough times.

Wipe out Unsecured Debts AND Lower Payments on What Needs to be Paid Off

Chapter 13 Bankruptcy does TWO things: Chapter 13 allows you to discharge (eliminate) unsecured debts you can’t afford to pay, in addition to restructuring those debts you need to pay off (automobiles, secured debts on jewelry or furniture) and those debts you simply can’t get rid of (taxes due less than 3 years ago) to more affordable payments. Chapter 13 allows up to 5-years payment plans with ZERO interest and ZERO penalties accruing while paying taxes off. Chapter 13 allows complete restructuring vehicle loans (lower price to book value, remove negative equity caused by “upside down” vehicle trade-ins, with new payment over 5 years with lower interest rates (presently 6%). Chapter 13 gives you an automatic deferment on any student loans regardless of income. With Chapter 13, those debts that you can’t afford to pay (credit cards, medical bills and unsecured debts) are wiped away, while those things that must be paid off are restructured to more affordable payments (lower interest and more time to pay). Chapter 13 Bankruptcy is also available to individuals who own and operate a small businesses. The idea is that eliminating those debts we can get rid of, while lowering payments on the things we need to pay off means the paycheck is there for the family. Read More

WE CAN HELP

One of the most important things about Debt Negotiation and Settlements is to understand that you must want to be willing to make a change in your lifestyle, your spending habits, consider ways of debt management and possibly consolidate bills if necessary.

The Best Negotiators

The Wesbrooks Law Firm, PLLC has the experience to assist in both areas including education and debt negotiation. Whether you are searching for an affordable attorney to help you with a debt review, debt settlements, debt negotiations or debt relief options we may be able to help. Read More

BUSINESS PROBLEMS

Chapter 11 Bankruptcy is available to individuals who own and operate a small business and only individuals may file for Chapter 11 Bankruptcy. This type of filing would be most popular for business operating via a LLC or INC and would be best known through the media from GM or United Airlines Chapter 11 Bankruptcy filing. Unlike Chapter 13 Bankruptcy, Chapter 11 typically has a higher debt ceiling.

For Business Owners

Chapter 11 Bankruptcy is typically a great way to continue to keep your assets through your organization period.  This option of Chapter 11 Bankruptcyis typically for a small business owner who may owe too much money to meet the Chapter 13 Bankruptcy filing.

Read More

Know your rights as a consumer!  Education is key when it comes to your debtors, click here to learn more about the Fair Debt Collection Practices Act or the FDCPA.

No matter what type of Chapter 7, Chapter 11 or Chapter 13 Bankruptcy you need, we offer affordable payment plans to suite your needs.  Schedule your FREE consultation with us today to set up an office or phone appointment. Call us now at (602) 262-4357.  If you would like to come into our office for a FREE consultation, we have two convenient locations in the valley, one in Scottsdale and the other in Peoria, Arizona.  You can talk with one of our actual Board Certified Bankruptcy attorneys today so that you can start planning for your future tomorrow!  Our experienced lawyers will help stop your creditors from harassing you.  Remember, we have two offices one in Peoria and the other in Scottsdale, Arizona to better serve you when you need it the most.

To file Bankruptcy in Arizona: 

You must be an Arizona resident and have resided in Arizona for at least 90 days from the filing.  If you have just moved to Arizona than your case cannot be filed until you have been in Arizona for 90 days.  Once the 90 day mark has been reached we can start on your Bankruptcy case immediately, however before that time we can still help guide you in what may be best for you or your family.

We’ll then establish your financial means with what’s called a “Means Test”.  The Means Test helps to determine what is the best specific to your bankruptcy needs as mandated by the Federal Government.

To schedule your FREE bankruptcy appointment, please call: (602) 262-4357 or schedule a FREE consultation right on our website.

After we’ve discussed your specific Bankruptcy case we will then agree on fee’s and after making your first payment, The Wesbrooks Law Firm, PLLC will accept all of your harassing creditor phone calls on your behalf.  You may tell your creditors to call your attorney at The Wesbrooks Law Firm, PLLC.  Representation will commence when the fee agreement has been signed and accepted by your attorney.

Want to know more about Bankruptcy?   Read our bankruptcy articles today!